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Loss Given Default of High Loan-to-Value Residential Mortgages (in English)
Office of the Comptroller of the Currenc
(Author)
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Createspace Independent Publishing Platform
· Paperback
Loss Given Default of High Loan-to-Value Residential Mortgages (in English) - Office of the Comptroller of the Currenc
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Synopsis "Loss Given Default of High Loan-to-Value Residential Mortgages (in English)"
This paper studies residential mortgage loss given default using a large set of historical loan-level default and recovery data of high loan-to-value mortgages from several private mortgage insurance companies. We show that loss given default can largely be explained by various characteristics associated with the loan, the underlying property, and the default, foreclosure, and settlement process.
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The book is written in English.
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