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Finance and Economics Discussion Series: The Economic Effects of Technological Progress: Evidence from the Banking Industry (in English)
United States Federal Reserve Board
(Author)
·
Allen N. Berger
(Author)
·
Bibliogov
· Paperback
Finance and Economics Discussion Series: The Economic Effects of Technological Progress: Evidence from the Banking Industry (in English) - Berger, Allen N. ; United States Federal Reserve Board
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Synopsis "Finance and Economics Discussion Series: The Economic Effects of Technological Progress: Evidence from the Banking Industry (in English)"
This paper examines technological progress and its effects in the banking industry. Banks are intensive users of both IT and financial technologies, and have a wealth of data available that may be helpful for the general understanding of the effects of technological change. The research suggests improvements in costs and lending capacity due to improvements in "back-office" technologies, as well as consumer benefits from improved "front-office" technologies. The research also suggests significant overall productivity increases in terms of improved quality and variety of banking services. In addition, the research indicates that technological progress likely helped facilitate consolidation of the industry.
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All books in our catalog are Original.
The book is written in English.
The binding of this edition is Paperback.
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