Synopsis "Exhilaration Of Buying Now The Excruciating Pain Of Paying Later (in English)"
This book Exhilaration of Buying Now the Excruciating Pain of Paying Later is about the bondage of debts. It is said many South Africans and people in many countries are in debts today. This is because most of us are not content to wait to save enough money to buy what we want. People used to say a property is an investment. This has changed because when a property is bought through a mortgage the bank repossesses the property when the borrower fails to pay. Worse of all the borrower can still owe the bank large sum of money. The debts I'm talking about here are also for clothing, shoes, groceries and technology gadgets. It is so easy to swipe here and sign here but difficult to pay there. Some of us are accustomed to buying on credit as it is the "in thing, after all everybody is doing it". We don't know who those everybody doing it are. Debts are a bondage, I have been there and seen people in this bondage of debts. "A borrower is a slave to the lender". As it was back then in Old Testament times so it is today. Katalay and I were slaves to various banks, companies and some individuals. I even bought food on credit at a spaza shop from a refugee, that's how my slavery went. Being a citizen with my South African identity document, taking food on credit from a refugee who came to make a living. I don't write this book to judge anyone but to show the reader the bondage some of us even Christians are in and have to get out. When God told me to write about debts I thought there are many books already. God showed me that we all experience debts in a different way. Now the poor wants to compete with the middle class and the rich by wearing the same brands, buying the same gadgets, going to shopping malls and buying what we can't afford. I prayed about this matter, spoke to some people and understood the problem of the bondage of debts that many people have today. Getting into debts can be quick or slow but getting out is not a quick process, it takes time, planning, discipline, determination, contentment and prayer. The strongholds of debts does bind one very tight. I know the pain of sleepless nights thinking of where the money will come from. The phone calls with legal threats, the e-mails of demands, letters of demands, sms on a daily basis demanding the outstanding money. Gone are the friendly sales people who make the offer to loan the money now only the legal department making demands and threats. The fun of buying on credit fades away quickly. After the food bought on credit has been eaten 10 months ago. The cell phone bought on credit now out of fashion and new technology is in. The clothes bought 18 months ago out of fashion and still have to be paid for. The house in the suburbs now occupied by new owners but still paying the outstanding legal costs to the bank. Oh the deception of debts, it's voice is friendly for only a few seconds, it's threats sends a chilling feeling down the spine. Trying to choke determination and dignity out of the debtor's life. There is debt help available but this does not deal with the habit of buying on credit it just treat the symptoms and not the virus itself. The problem is contentment, wanting what I can't afford.
