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Crowding Out Effects of Refinancing on New Purchase Mortgages (in English)
Federal Reserve Board (Author)
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Createspace Independent Publishing Platform
· Paperback
Crowding Out Effects of Refinancing on New Purchase Mortgages (in English) - Federal Reserve Board
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Synopsis "Crowding Out Effects of Refinancing on New Purchase Mortgages (in English)"
We present evidence that binding mortgage processing capacity constraints reduce mortgage originations to borrowers with low to modest credit scores. Mortgage processing capacity constraints typically bind when the demand for mortgage refinancing shifts outward, usually because of lower mortgage rates.
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The book is written in English.
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