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portada A Microcredit Alternative in South Asia: Akhuwat's Experiment (Routledge Studies in the Growth Economies of Asia) (in English)
Type
Physical Book
Publisher
Author
Year
2018
Language
English
Pages
182
Format
Hardcover
ISBN13
9780815386858
Edition No.
1
Categories

A Microcredit Alternative in South Asia: Akhuwat's Experiment (Routledge Studies in the Growth Economies of Asia) (in English)

Shahrukh Rafi Khan; Natasha Ansari (Author) · Routledge · Hardcover

A Microcredit Alternative in South Asia: Akhuwat's Experiment (Routledge Studies in the Growth Economies of Asia) (in English) - Shahrukh Rafi Khan; Natasha Ansari

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Synopsis "A Microcredit Alternative in South Asia: Akhuwat's Experiment (Routledge Studies in the Growth Economies of Asia) (in English)"

Microcredit took the development world by storm as a tool for poverty alleviation in the 1980s. After being hailed as a panacea, a few decades on it started being forcefully criticised based on its practice. This book explores Akhuwat (literally brotherhood), a rapidly growing Pakistani NGO formed in 2001, which addresses the shortcomings of conventional microfinance. Its vision is of a society built on empathy and social solidarity and its mission is that of creating self-sufficiency among the entrepreneurial poor. This book examines whether Akhuwat fulfils its promises of not pushing loans or encouraging clients to get on a debt treadmill and helping them to avoid high debt burdens by charging no interest and easing repayment terms. Conventional microcredit organizations are criticised for losing sight of the original mission of poverty alleviation by engaging in empire building and Akhuwat's goal is to avoid this by embracing an alternative strategy of scaling up. Finally, this book also analyses Akhuwat's approach as being gender sensitive and embracing all religions, castes and ethnicities. Based on fieldwork designed to assess if Akhuwat is the microcredit alternative it claims to be, this book will be of interest to scholars of poverty and development studies in general and microcredit in particular.

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